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Professional Services

professional services

As a personal service-based business, you face certain unique risks. Dissatisfied customers can cost you a lot. And so too can business interruptions.

As we have seen, one of the areas most impacted by the lockdown and the need for social distancing
has been personal professional services. Barber and beauty salons, consultants, and personal trainers and coaches have all felt the pinch from reduced services.

So, as the restrictions ease, and you get ready to start offering your services again, make sure you have all your insurance needs in order.

Getting ready to re-open with insurance for professional services

COVID-19 is still a threat for personal care services. Plus, the type of work you do is very hands-on. You need to protect yourself and your clients. So, as you get ready to re-open your establishment or
to start offering your services, ensure that you have the right insurance in place. Make sure any renewals or new policies facilitate full professional liability insurance.

And as you don’t get paid if you can’t work, make sure you have relevant business interruption insurance. Many professional business owners have felt the repercussion of not having adequate insurance due to the ongoing effects of the pandemic.

Making claims

Remember that claims need to be made within a particular window of time. So, have options available (like online submissions) to make it easier to submit your claims even as you manage your business.